Long Term Care Planning
Long-term care planning involves developing a plan to pay for care.
A Top Long Term Care Planning Attorney for Your Needs
Long-term care planning involves paying for future care (should you require it) while protecting your assets. At Conscious Legal, we understand the planning process can be overwhelming. When a loved one is facing long-term care needs, we will explain viable options such as skilled nursing or in-home care. Alongside our estate planning services, our team will ease the stressful nature of long-term care planning and provide you with the comfort of knowing you are protected.
Our Unique Approach
Holistic
We ensure you make informed and empowered decisions with everything you need to consciously plan for your life and beyond.
Ongoing
We nurture lifelong relationships with clients and provide continuous quality counsel and support as needed.
Empowering
Conscious Legal, APC manifests a strong ethical and spiritual foundation. We practice compassion, integrity, and peace-building.
Relational
We'll be on your family's side for the short and long term, and serve as your trusted advisor and Personal Family Lawyer for life.
How It Works
Did you know that the average cost of long term care in California is over $10,000 per month, and that 7 out of 10 people will eventually require some type of long term care in their lives? There are only three ways of paying for long term care needs:
Using Your Own Money.
Sadly, this often means total indigence. The average cost of long term care in California is over $10,000 per month. Many people spend their life savings in nursing homes or assisted living facilities, and then have nothing left for themselves or to pass on to family members. Not a very good option!
Long-term Care Insurance.
This is a great option if available, but many people facing long term care needs do not have this type of insurance and either cannot qualify or cannot afford the premiums. If you (or your parents) are a good candidate for long-term care insurance, we will help you get the insurance you need. However, for some, long-term care insurance is simply not an option.
Need Based Government Benefits.
This leaves Veteran’s Benefits and the Medi-Cal program but not Medicare—Medicare DOESN’T pay. In California, Medi-Cal pays for the costs of a nursing home, and may also cover other types of long term care. But in order to qualify for Medi-Cal, applicants must be below $2,000 in savings.
Safeguarding Your Family’s Future
We can help your family ethically and legally convert “countable” savings to “non-countable” savings, so you can keep your assets and still qualify for Medi-Cal. This is done not out of greed, but of necessity, so that your family is not left indigent at the cost of long-term care. Without a plan, aging can rob you, and your family, of your life savings and a secure future. We will help you protect your hard-earned savings and assets, as well as navigate a complex system, to assure that you, or your loved one with long-term or special care needs, has the best care possible.
Testimonials
Free Estate Planning Guide
Our free guide helps you save valuable time and money by avoiding common mistakes when selecting an estate planning attorney.
Meet Alanna
Hi there!
I’m attorney Alanna Pearl. Thanks for visiting the website for my law practice, Conscious Legal, APC. My boutique law firm educates and empowers clients to make the best decisions throughout their life so they can experience peace, ease, and create a lasting Legacy. You’ll find quickly I’m not your typical lawyer, and I think that’s a good thing. Please look around and if you like what you see, send me a note to introduce yourself!
Learn More
Let’s Secure Your Legacy.
Connect with us for a free 15-minute consultation, or send us any questions you may have. Let’s work together to protect what you’ve built.
Before I Hire an Estate Planning Lawyer, What Should I Know?
Many estate planning attorneys take a “one-size fits all” approach with their clients; they do this so that they can work with as many people as possible in a short period of time. In addition to leaving the client with a totally cold and impersonal experience, this way of planning can lead to unintended results in the long run. Conscious Legal is different.
How Do You Calculate Fees?
All of our fees are fixed fees agreed to in advance, so there are never any surprises. At our initial meeting, you will select the level of planning and fee that works best for you.
What Does Your Estate Planning Provide?
We don’t just prepare a set of legal documents for you and send you on your way. We make sure your assets are owned in the right way, your kids’ well-being is properly planned for, everyone you’ve named in your plan knows what to do if anything happens to you, and make sure that none of your assets become part of the $58 billion of unclaimed assets across the United States.
What Does a Family Wealth Planning Session Cover?
During our meeting together, we will guide you to look at what would happen for your loved ones and to your assets if something were to happen to you. Then, we’ll review what you want to happen and help you create a roadmap to implement your plan as easily as possible. Clients who have procrastinated for years routinely tell us how easy and seamless we make this process.
Why Should I Schedule the Family Wealth Planning Session?
Even if you never do any planning with us, the Family Wealth Planning Session alone is a hugely valuable process, because you will create a full inventory of your assets and ensure your loved ones knows what you have. Then, when we meet in person, we will review everything you own, and discuss everyone you love, and you will understand exactly what would happen in the event of your death or incapacity.
What Happens After I Schedule My Appointment?
After scheduling your appointment, you will receive your Estate Planning Worksheet and other important information that you will want to review prior to your personal Family Wealth Planning Session. You will return your Estate Planning Worksheet to our office at least 3 days prior to your Session or we will need to reschedule your Session. Feel free to call the office at any time if you need assistance completing your Worksheet, or have any questions.
What Should I Expect During Our Meeting?
On the day of your meeting, please expect to spend up to 2 hours with your attorney. The initial meeting with your attorney has two purposes:
- To identify whether there is a good fit between you and our attorney who will become your Personal Family Lawyer.
- To educate you about the law and what would happen if you died with your current (or no) plan in place.
By looking at what would happen under your current plan, you can identify what you would want to happen differently and then together with your Personal Family Lawyer’s guidance make the decisions that are necessary (including choosing your own fee) to give you the peace of mind of knowing your loved ones would stay out of court, chaos and conflict, if something happens to you.